£
The Money CalculatorUK Tax & Finance Tools
Tax year 2026/27  ·  Bank of England base rate 3.75%

Personal loan

For car finance, personal loans or any fixed-rate borrowing. See the monthly payment and the true cost once interest is added.

The loan

£
%
6 mo36 months84 mo
Monthly payment
£0
over 36 months

The cost of borrowing

APR is treated as a simple annual rate compounded monthly. Lenders quote APR in a standardised way that can include fees, so the headline figure may differ slightly.

These results are estimates for general information only and are not financial advice. Check every figure yourself and seek appropriate advice from a qualified professional before making any decision. Read the full disclaimer.