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The Money CalculatorUK Tax & Finance Tools
Tax year 2026/27  ·  Bank of England base rate 3.75%

Mortgage repayments

Work out the monthly cost of a repayment mortgage, plus the total interest over the life of the loan.

The property

£
£
%
5 yr25 years40 yr
Monthly payment
£0
on a £0 mortgage

Over the full term

Assumes a capital-repayment mortgage at a fixed rate for the whole term. Real mortgages re-fix every few years, so the rate — and your payment — will usually change.

These results are estimates for general information only and are not financial advice. Check every figure yourself and seek appropriate advice from a qualified professional before making any decision. Read the full disclaimer.